The Solution to a Growing Problem

People are living longer than ever.  That’s a good thing, right?  Unfortunately, blessing is met with the cost of maintaining a healthy, quality lifestyle longer than expected.  Seniors currently holds trillions in real estate equity which led the founders of EquityKey to commit to revolutionizing the way that seniors fund an active life, retirement dreams, healthcare needs and estate planning goals.

The EquityKey program is a debt-free alternative for those between the age of 65 and 85 who are considering a reverse mortgage or other home loans.  Rather than going into debt and risking the present equity you have worked so hard to build, we believe there is a better solution.  With EquityKey, you have the opportunity to receive debt-free cash today, and in exchange, we obtain the right to participate in the future appreciation of your home.  The current equity in your home remains yours. The money you receive from EquityKey is based on the current value of your home.  And unlike a reverse mortgage or home loans, this money does not accrue interest or have to be paid back as long as you abide by your agreement with us.  

What if My Home Depreciates in Value?

You still keep the money that EquityKey paid you. We believe that real estate is a sound long-term investment.  If your home loses value then we lose the money we have paid you.  The amount you receive from EquityKey is not a loan and does not create debt; therefore, we assume the risk of loss if your home does not grow in value.

What if My Home Appreciates in Value?

You keep the money that EquityKey paid you.  We share in any increase in your home’s value (if any) after we enter into our agreement.  The percentage of appreciation that you retain is detailed in your agreement with us.

Partners in Growth
 

Years from now your home will most likely be worth more than it is today.  We believe our investment in your property will result in us receiving more from our share of the future appreciation than the amount we pay you to participate.  We view this as a win-win.  We provide the cash you need or want today and look forward to sharing with you in the growth of tomorrow.

*If, at the end of your agreement term, EqutiyKey acquires your property, we will charge an acquisition cost equal to our actual third party costs to sell it. This cost will never be more than 8% of the fair market value of the house at that time. There can be no guarantee that participation in the EquityKey program is suitable for you. Please consult your own legal counsel, financial advisor, tax planner and any heirs to your estate before making a decision to participate in the EquityKey program.